Best SBA 7(a) lenders for miscellaneous intermediation
NAICS 523910 — Miscellaneous Intermediation.
71 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $45.9M.
Loans
71
Total $
$45.9M
Avg loan
$646K
Avg rate
8.32%
Avg term
126 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 38 | $35.8M | $943K | 7.63% | 0.00% |
| 2 | Readycap Lending, LLC | 4 | $1.3M | $326K | 10.25% | 0.00% |
| 3 | BayFirst National Bank | 4 | $511K | $128K | 12.19% | 0.00% |
| 4 | TD Bank, National Association | 3 | $255K | $85K | 9.20% | 0.00% |
| 5 | Northeast Bank | 3 | $800K | $267K | 10.58% | — |
| 6 | The Huntington National Bank | 2 | $108K | $54K | 10.25% | — |
| 7 | Bank of the Southwest | 1 | $400K | $400K | 5.25% | 0.00% |
| 8 | CommunityAmerica Federal Credit Union | 1 | $248K | $248K | 10.50% | — |
| 9 | Comerica Bank | 1 | $100K | $100K | 6.50% | 0.00% |
| 10 | Cadence Bank | 1 | $250K | $250K | 11.25% | — |
| 11 | CDC Small Business Finance Corp. | 1 | $150K | $150K | 10.50% | — |
| 12 | Beverly Bank & Trust Company, National Association | 1 | $380K | $380K | 8.50% | — |
| 13 | First State Bank Nebraska | 1 | $1.2M | $1.2M | 7.50% | 0.00% |
| 14 | Five Star Bank | 1 | $90K | $90K | 6.00% | 0.00% |
| 15 | Hanmi Bank | 1 | $977K | $977K | 4.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 523910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.