First State Bank Nebraska
Headquartered in LINCOLN, NE. Analysis based on 216 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $104.7M.
Total 7(a) loans
216
Total approved
$104.7M
Average loan
$485K
States funded in
19
Charge-off rate
0.62%
FY2020–FY2023 cohort
Paid-in-full rate
27.16%
Average rate
6.74%
Average term
116 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 523930 | Investment Advice | 21 |
| 722513 | Limited-Service Restaurants | 15 |
| 112320 | Broilers and Other Meat Type | 12 |
| 484110 | General Freight Trucking, Local | 9 |
| 524210 | Insurance Agencies and Brokerages | 7 |
| 441210 | Recreational Vehicle Dealers | 5 |
| 238910 | Site Preparation Contractors | 5 |
| 423860 | Transportation Equipment and Supplies (except Motor Vehicle) Merchant | 4 |
| 238990 | All Other Specialty Trade Contractors | 4 |
| 711211 | Sports Teams and Clubs | 4 |
Top 10 states
| State | Loans |
|---|---|
| NE | 178 |
| OH | 11 |
| CA | 4 |
| IA | 3 |
| PA | 2 |
| AZ | 2 |
| SC | 2 |
| NC | 2 |
| MN | 2 |
| IL | 1 |
Top franchise brands financed
19 franchise loans across 9 distinct brands.
| Franchise | Loans |
|---|---|
| Ameriprise Financial | 7 |
| DQ Grill & Chill Operating Agr | 4 |
| Runza | 2 |
| Hotworx | 1 |
| QC Kinetix | 1 |
| Rock 'N' Joe | 1 |
| Taco John's | 1 |
| LIVE Hydration Spa | 1 |
| Transworld Business Advisors | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.