SBA LenderData

CDC Small Business Finance Corp.

Headquartered in San Diego, CA. Analysis based on 1,644 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $262.2M.

Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023), CDC Small Business Finance Corp. ranks #65 by charge-off rate (12.58%).
Total 7(a) loans
1,644
Total approved
$262.2M
Average loan
$159K
States funded in
40
Charge-off rate
12.58%
FY2020–FY2023 cohort
Paid-in-full rate
17.79%
Average rate
10.47%
Average term
114 mo

Top 10 industries financed

NAICS Industry Loans
621610 Home Health Care Services 55
722513 Limited-Service Restaurants 50
713940 Fitness and Recreational Sports Centers 49
722511 Full-Service Restaurants 42
812199 Other Personal Care Services 33
624410 Child Day Care Services 32
722515 Snack and Nonalcoholic Beverage Bars 29
812910 Pet Care (except Veterinary) Services 27
811111 General Automotive Repair 26
812990 All Other Personal Services 25

Top 10 states

State Loans
CA 1,043
TX 100
AZ 92
FL 67
MI 59
NV 47
GA 45
MD 30
NY 24
VA 19

Top franchise brands financed

184 franchise loans across 101 distinct brands.

Franchise Loans
Nurse Next Door 28
CarePatrol 9
United Water Restoration Group 7
AtWork 6
Subway 4
The Back Nine 4
Unishippers 4
Amada Senior Care 4
The UPS Store  (f/k/a Mail Box 4
Hydrate IV Bar 3

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.