Best SBA 7(a) lenders for parking lots and garages
NAICS 812930 — Parking Lots and Garages.
76 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $48.1M.
Loans
76
Total $
$48.1M
Avg loan
$634K
Avg rate
9.01%
Avg term
175 mo
Industry chg-off rate
4.65%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 6 | $130K | $22K | 12.70% | 20.00% |
| 2 | Readycap Lending, LLC | 5 | $511K | $102K | 13.10% | 0.00% |
| 3 | Celtic Bank Corporation | 4 | $465K | $116K | 9.81% | 50.00% |
| 4 | Enterprise Bank & Trust | 4 | $3.0M | $743K | 7.63% | 0.00% |
| 5 | HomeTrust Bank | 3 | $4.2M | $1.4M | 10.50% | 0.00% |
| 6 | BayFirst National Bank | 3 | $2.9M | $955K | 7.58% | 0.00% |
| 7 | U.S. Bank, National Association | 3 | $61K | $20K | 9.82% | — |
| 8 | City National Bank | 2 | $2.9M | $1.4M | 7.69% | 0.00% |
| 9 | First Bank & Trust | 2 | $3.3M | $1.6M | 4.46% | 0.00% |
| 10 | Harvest Small Business Finance, LLC | 2 | $1.9M | $975K | 8.38% | 0.00% |
| 11 | Lendistry SBLC, LLC | 2 | $430K | $215K | 12.00% | — |
| 12 | New Market Bank | 2 | $145K | $73K | 3.13% | 0.00% |
| 13 | JPMorgan Chase Bank, National Association | 2 | $453K | $227K | 8.04% | 0.00% |
| 14 | Northwest Bank | 2 | $1.1M | $574K | 11.00% | — |
| 15 | BMO Bank National Association | 1 | $3.1M | $3.1M | 3.37% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 812930. Charge-off rates are calculated on the FY2020–FY2023 cohort only.