Best SBA 7(a) lenders for investment advice
NAICS 523930 — Investment Advice.
481 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $362.2M.
Loans
481
Total $
$362.2M
Avg loan
$753K
Avg rate
6.34%
Avg term
128 mo
Industry chg-off rate
0.85%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Byline Bank | 123 | $144.3M | $1.2M | 6.05% | 0.00% |
| 2 | Live Oak Banking Company | 99 | $125.4M | $1.3M | 5.82% | 0.00% |
| 3 | TD Bank, National Association | 38 | $3.5M | $91K | 9.33% | 3.33% |
| 4 | First State Bank Nebraska | 21 | $10.4M | $493K | 6.04% | 0.00% |
| 5 | U.S. Bank, National Association | 19 | $3.6M | $192K | 6.29% | 0.00% |
| 6 | BayFirst National Bank | 15 | $2.7M | $181K | 8.87% | 6.67% |
| 7 | Manufacturers and Traders Trust Company | 10 | $835K | $84K | 8.20% | 0.00% |
| 8 | The Huntington National Bank | 9 | $598K | $66K | 5.42% | 0.00% |
| 9 | Pathward National Association | 9 | $7.8M | $865K | 6.92% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 5 | $2.4M | $480K | 9.61% | 0.00% |
| 11 | Capital Bank, National Association | 5 | $994K | $199K | 6.65% | 20.00% |
| 12 | The First Bank and Trust Company | 5 | $1.6M | $310K | 5.55% | 0.00% |
| 13 | Columbia Bank | 4 | $1.3M | $320K | 5.88% | 0.00% |
| 14 | Banner Bank | 4 | $275K | $69K | 5.13% | 0.00% |
| 15 | Cadence Bank | 4 | $1.1M | $269K | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 523930. Charge-off rates are calculated on the FY2020–FY2023 cohort only.