Columbia Bank
Headquartered in Lake Oswego, OR. Analysis based on 3,568 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $1.24B.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Columbia Bank ranks #44 by charge-off rate (1.83%).
Total 7(a) loans
3,568
Total approved
$1.24B
Average loan
$348K
States funded in
33
Charge-off rate
1.83%
FY2020–FY2023 cohort
Paid-in-full rate
34.18%
Average rate
9.20%
Average term
141 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 236118 | Residential Remodelers | 131 |
| 722511 | Full-Service Restaurants | 125 |
| 623312 | Homes for the Elderly | 119 |
| 561730 | Landscaping Services | 91 |
| 811111 | General Automotive Repair | 85 |
| 722513 | Limited-Service Restaurants | 75 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 71 |
| 484110 | General Freight Trucking, Local | 61 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 52 |
| 812112 | Beauty Salons | 52 |
Top 10 states
| State | Loans |
|---|---|
| WA | 1,297 |
| OR | 1,263 |
| CA | 492 |
| ID | 229 |
| NJ | 66 |
| CO | 60 |
| AZ | 38 |
| TX | 26 |
| NV | 25 |
| FL | 15 |
Top franchise brands financed
129 franchise loans across 86 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 9 |
| Ace Hardware | 5 |
| Auntie Anne's | 4 |
| TacoTime | 4 |
| Bellagios Pizza | 4 |
| The Human Bean | 4 |
| The Learning Experience | 3 |
| Snap Fitness | 3 |
| Carpet One Floor & Home®, by C | 2 |
| Days Inn by Wyndham | 2 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.