Best SBA 7(a) lenders for portfolio management
NAICS 523920 — Portfolio Management.
77 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $44.6M.
Loans
77
Total $
$44.6M
Avg loan
$580K
Avg rate
6.09%
Avg term
138 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Cadence Bank | 8 | $2.0M | $248K | 7.16% | 0.00% |
| 2 | The Huntington National Bank | 7 | $2.4M | $338K | 5.61% | 0.00% |
| 3 | The Bancorp Bank National Association | 5 | $4.5M | $901K | 6.10% | 0.00% |
| 4 | U.S. Bank, National Association | 5 | $4.9M | $971K | 5.52% | 0.00% |
| 5 | Live Oak Banking Company | 5 | $3.6M | $722K | 7.53% | 0.00% |
| 6 | BayFirst National Bank | 4 | $725K | $181K | 7.13% | 0.00% |
| 7 | Pathward National Association | 4 | $3.5M | $866K | 6.38% | 0.00% |
| 8 | Genesee Regional Bank | 3 | $158K | $53K | 4.67% | 0.00% |
| 9 | Southern Bank | 2 | $1.7M | $828K | 6.75% | 0.00% |
| 10 | KeyBank National Association | 2 | $1.0M | $500K | 5.75% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 2 | $290K | $145K | 5.88% | 0.00% |
| 12 | CNB St. Louis Bank | 1 | $4.6M | $4.6M | 5.50% | 0.00% |
| 13 | Cache Valley Bank | 1 | $150K | $150K | 5.25% | 0.00% |
| 14 | BMO Bank National Association | 1 | $163K | $163K | 6.00% | 0.00% |
| 15 | BankVista | 1 | $194K | $194K | 5.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 523920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.