Best SBA 7(a) lenders for florists
NAICS 453110 — Florists.
218 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $56.2M.
Loans
218
Total $
$56.2M
Avg loan
$258K
Avg rate
6.64%
Avg term
131 mo
Industry chg-off rate
1.88%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 22 | $1.7M | $79K | 7.10% | 0.00% |
| 2 | TD Bank, National Association | 18 | $3.1M | $171K | 9.07% | 0.00% |
| 3 | The Huntington National Bank | 14 | $1.7M | $121K | 5.41% | 21.43% |
| 4 | Wells Fargo Bank National Association | 10 | $4.2M | $424K | 7.90% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 6 | $592K | $99K | 10.00% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 6 | $205K | $34K | 8.67% | 0.00% |
| 7 | First National Bank of Pennsylvania | 5 | $911K | $182K | 8.05% | 0.00% |
| 8 | Fulton Bank, National Association | 4 | $1.8M | $455K | 6.38% | 0.00% |
| 9 | Columbia Bank | 4 | $100K | $25K | 6.13% | 0.00% |
| 10 | Northwest Bank | 4 | $1.0M | $257K | 5.75% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 4 | $859K | $215K | 6.63% | 0.00% |
| 12 | Comerica Bank | 3 | $2.9M | $951K | 4.33% | 0.00% |
| 13 | Lake Michigan CU | 3 | $1.2M | $409K | 5.83% | 0.00% |
| 14 | 1st Source Bank | 3 | $151K | $50K | 8.67% | 0.00% |
| 15 | Eastern Bank | 2 | $40K | $20K | 4.99% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 453110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.