Best SBA 7(a) lenders for women's clothing stores
NAICS 448120 — Women's Clothing Stores.
294 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $63.6M.
Loans
294
Total $
$63.6M
Avg loan
$216K
Avg rate
7.44%
Avg term
116 mo
Industry chg-off rate
6.81%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 33 | $1.6M | $48K | 10.69% | 8.33% |
| 2 | U.S. Bank, National Association | 25 | $2.2M | $87K | 7.01% | 4.00% |
| 3 | The Huntington National Bank | 20 | $3.3M | $166K | 6.50% | 16.67% |
| 4 | Manufacturers and Traders Trust Company | 17 | $1.3M | $79K | 7.44% | 0.00% |
| 5 | BayFirst National Bank | 16 | $2.7M | $167K | 9.97% | 18.75% |
| 6 | Wells Fargo Bank National Association | 16 | $1.7M | $105K | 9.03% | 6.25% |
| 7 | JPMorgan Chase Bank, National Association | 9 | $889K | $99K | 10.11% | 22.22% |
| 8 | Bank of Springfield | 6 | $722K | $120K | 5.18% | 0.00% |
| 9 | Readycap Lending, LLC | 6 | $697K | $116K | 9.00% | 0.00% |
| 10 | KeyBank National Association | 5 | $135K | $27K | 5.99% | 0.00% |
| 11 | Wilmington Savings Fund Society FSB | 3 | $1.0M | $333K | 6.75% | 0.00% |
| 12 | Banco Popular de Puerto Rico | 3 | $676K | $225K | 10.00% | 0.00% |
| 13 | Brookline Bank, a Division of Beacon Bank and Trust | 3 | $2.6M | $856K | 6.33% | 0.00% |
| 14 | ESL FCU | 3 | $150K | $50K | 5.25% | 0.00% |
| 15 | Celtic Bank Corporation | 3 | $285K | $95K | 6.50% | 66.67% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.