Best SBA 7(a) lenders for fruit and vegetable markets
NAICS 445230 — Fruit and Vegetable Markets.
123 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $69.6M.
Loans
123
Total $
$69.6M
Avg loan
$566K
Avg rate
8.35%
Avg term
147 mo
Industry chg-off rate
1.25%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 13 | $1.0M | $79K | 9.66% | 14.29% |
| 2 | BayFirst National Bank | 6 | $999K | $166K | 10.96% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 6 | $1.8M | $294K | 10.67% | 0.00% |
| 4 | The Huntington National Bank | 5 | $543K | $109K | 9.74% | 0.00% |
| 5 | NewBank | 4 | $1.6M | $403K | 6.50% | 0.00% |
| 6 | Pinnacle Bank | 4 | $1.9M | $475K | 5.00% | 0.00% |
| 7 | Village Bank and Trust, National Association | 4 | $3.3M | $828K | 6.19% | 0.00% |
| 8 | Northeast Bank | 4 | $456K | $114K | 10.69% | — |
| 9 | New Millennium Bank | 3 | $3.7M | $1.2M | 7.67% | 0.00% |
| 10 | Banco Popular de Puerto Rico | 3 | $90K | $30K | 11.25% | 0.00% |
| 11 | Bank of Hope | 3 | $766K | $255K | 5.42% | 0.00% |
| 12 | Citizens Bank | 3 | $4.4M | $1.5M | 7.43% | 0.00% |
| 13 | KeyBank National Association | 3 | $160K | $53K | 9.19% | 0.00% |
| 14 | Wells Fargo Bank National Association | 3 | $619K | $206K | 12.17% | 0.00% |
| 15 | Comerica Bank | 2 | $280K | $140K | 7.63% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 445230. Charge-off rates are calculated on the FY2020–FY2023 cohort only.