Best SBA 7(a) lenders for all other home furnishings stores
NAICS 442299 — All Other Home Furnishings Stores.
188 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $110.6M.
Loans
188
Total $
$110.6M
Avg loan
$588K
Avg rate
6.29%
Avg term
148 mo
Industry chg-off rate
2.20%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 14 | $2.4M | $172K | 5.54% | 0.00% |
| 2 | U.S. Bank, National Association | 11 | $4.2M | $379K | 6.91% | 9.09% |
| 3 | TD Bank, National Association | 10 | $831K | $83K | 10.19% | 0.00% |
| 4 | Wells Fargo Bank National Association | 8 | $2.2M | $280K | 7.09% | 12.50% |
| 5 | First Bank | 7 | $3.9M | $557K | 5.96% | 0.00% |
| 6 | Newtek Small Business Finance, Inc. | 6 | $1.6M | $264K | 7.38% | 0.00% |
| 7 | United Community Bank | 5 | $1.4M | $284K | 6.40% | 0.00% |
| 8 | First National Bank of Pennsylvania | 4 | $2.1M | $517K | 5.97% | 0.00% |
| 9 | Gesa CU | 4 | $800K | $200K | 5.25% | 0.00% |
| 10 | KeyBank National Association | 4 | $780K | $195K | 5.22% | 0.00% |
| 11 | Pinnacle Bank | 3 | $5.6M | $1.9M | 6.50% | 0.00% |
| 12 | First Bank of the Lake | 3 | $9.6M | $3.2M | 5.67% | 0.00% |
| 13 | Brookline Bank, a Division of Beacon Bank and Trust | 3 | $3.0M | $995K | 5.75% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 3 | $260K | $87K | 10.97% | 0.00% |
| 15 | D. L. Evans Bank | 2 | $175K | $88K | 6.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 442299. Charge-off rates are calculated on the FY2020–FY2023 cohort only.