Gesa CU
Headquartered in Richland, WA. Analysis based on 151 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $103.0M.
Total 7(a) loans
151
Total approved
$103.0M
Average loan
$682K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
12.50%
Average rate
9.54%
Average term
175 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 21 |
| 722513 | Limited-Service Restaurants | 21 |
| 623312 | Homes for the Elderly | 15 |
| 623990 | Other Residential Care Facilities | 7 |
| 812990 | All Other Personal Services | 4 |
| 624410 | Child Day Care Services | 4 |
| 811111 | General Automotive Repair | 4 |
| 442299 | All Other Home Furnishings Stores | 4 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 3 |
Top 10 states
| State | Loans |
|---|---|
| WA | 134 |
| OR | 14 |
| ID | 2 |
| CA | 1 |
Top franchise brands financed
5 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| S.A.S. Petroleum, Inc. (Marath | 2 |
| Transworld Business Advisors | 1 |
| PacWest Energy (Shell) Retail | 1 |
| Once Upon A Child | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.