Best SBA 7(a) lenders for tile and terrazzo contractors
NAICS 238340 — Tile and Terrazzo Contractors.
362 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $121.6M.
Loans
362
Total $
$121.6M
Avg loan
$336K
Avg rate
9.18%
Avg term
124 mo
Industry chg-off rate
2.14%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 50 | $6.1M | $123K | 8.73% | 3.45% |
| 2 | TD Bank, National Association | 42 | $3.2M | $75K | 10.38% | 0.00% |
| 3 | The Huntington National Bank | 30 | $12.1M | $404K | 9.34% | 0.00% |
| 4 | JPMorgan Chase Bank, National Association | 25 | $4.9M | $195K | 10.04% | 0.00% |
| 5 | BayFirst National Bank | 15 | $2.8M | $188K | 10.32% | 0.00% |
| 6 | Bank of America, National Association | 13 | $3.0M | $230K | 6.82% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 9 | $526K | $58K | 9.97% | 16.67% |
| 8 | Columbia Bank | 8 | $240K | $30K | 11.38% | 0.00% |
| 9 | Readycap Lending, LLC | 7 | $1.2M | $169K | 13.07% | 0.00% |
| 10 | St. Mary's CU | 7 | $736K | $105K | 5.18% | 0.00% |
| 11 | Celtic Bank Corporation | 7 | $1.4M | $194K | 8.14% | 0.00% |
| 12 | Eastern Bank | 6 | $450K | $75K | 12.66% | 0.00% |
| 13 | Northeast Bank | 6 | $1.2M | $206K | 11.42% | — |
| 14 | Zions Bank, A Division of | 6 | $1.3M | $225K | 10.17% | 0.00% |
| 15 | Wells Fargo Bank National Association | 6 | $135K | $23K | 13.21% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238340. Charge-off rates are calculated on the FY2020–FY2023 cohort only.