St. Mary's CU
Headquartered in MARLBOROUGH, MA. Analysis based on 225 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $17.0M.
Total 7(a) loans
225
Total approved
$17.0M
Average loan
$76K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
48.77%
Average rate
5.74%
Average term
93 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 561730 | Landscaping Services | 31 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 21 |
| 238990 | All Other Specialty Trade Contractors | 19 |
| 238210 | Electrical Contractors | 12 |
| 236118 | Residential Remodelers | 12 |
| 238320 | Painting and Wall Covering Contractors | 8 |
| 238340 | Tile and Terrazzo Contractors | 7 |
| 485410 | School and Employee Bus Transportation | 7 |
| 812199 | Other Personal Care Services | 7 |
| 541320 | Landscape Architectural Services | 7 |
Top 10 states
| State | Loans |
|---|---|
| MA | 224 |
| NH | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Ziebart | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.