Best SBA 7(a) lenders for masonry contractors
NAICS 238140 — Masonry Contractors.
624 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $168.4M.
Loans
624
Total $
$168.4M
Avg loan
$270K
Avg rate
9.05%
Avg term
115 mo
Industry chg-off rate
2.30%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 119 | $20.4M | $172K | 8.24% | 2.82% |
| 2 | TD Bank, National Association | 71 | $6.4M | $90K | 10.75% | 3.13% |
| 3 | U.S. Bank, National Association | 48 | $2.3M | $48K | 9.23% | 3.57% |
| 4 | JPMorgan Chase Bank, National Association | 35 | $7.4M | $212K | 10.24% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 24 | $1.6M | $65K | 10.73% | 0.00% |
| 6 | PNC Bank, National Association | 19 | $3.1M | $162K | 10.65% | 7.69% |
| 7 | Northeast Bank | 17 | $2.4M | $141K | 10.84% | 0.00% |
| 8 | BayFirst National Bank | 14 | $2.4M | $168K | 10.46% | 9.09% |
| 9 | Wells Fargo Bank National Association | 13 | $1.3M | $103K | 9.88% | 0.00% |
| 10 | Eastern Bank | 11 | $924K | $84K | 8.43% | 0.00% |
| 11 | Webster Bank National Association | 11 | $2.8M | $252K | 6.22% | 0.00% |
| 12 | Columbia Bank | 7 | $4.4M | $635K | 9.07% | 25.00% |
| 13 | Readycap Lending, LLC | 7 | $715K | $102K | 13.68% | — |
| 14 | Meridian Bank | 7 | $5.1M | $732K | 10.21% | 0.00% |
| 15 | KeyBank National Association | 7 | $3.1M | $436K | 9.95% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238140. Charge-off rates are calculated on the FY2020–FY2023 cohort only.