Best SBA 7(a) lenders for framing contractors
NAICS 238130 — Framing Contractors.
267 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $69.5M.
Loans
267
Total $
$69.5M
Avg loan
$260K
Avg rate
9.51%
Avg term
110 mo
Industry chg-off rate
4.38%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 30 | $1.7M | $58K | 9.04% | 0.00% |
| 2 | U.S. Bank, National Association | 29 | $1.2M | $43K | 9.48% | 8.33% |
| 3 | TD Bank, National Association | 23 | $2.7M | $118K | 10.93% | 10.00% |
| 4 | Columbia Bank | 17 | $4.4M | $257K | 9.49% | 33.33% |
| 5 | JPMorgan Chase Bank, National Association | 15 | $3.9M | $258K | 10.24% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 13 | $1.1M | $83K | 10.71% | 0.00% |
| 7 | Wells Fargo Bank National Association | 11 | $155K | $14K | 12.57% | 0.00% |
| 8 | Northeast Bank | 7 | $1.4M | $207K | 11.18% | — |
| 9 | Banner Bank | 6 | $758K | $126K | 7.92% | 0.00% |
| 10 | BayFirst National Bank | 6 | $902K | $150K | 11.50% | 0.00% |
| 11 | KeyBank National Association | 6 | $1.9M | $313K | 7.54% | 0.00% |
| 12 | Celtic Bank Corporation | 6 | $598K | $100K | 10.21% | 0.00% |
| 13 | Readycap Lending, LLC | 6 | $892K | $149K | 12.25% | 0.00% |
| 14 | Eastern Bank | 5 | $425K | $85K | 8.85% | 0.00% |
| 15 | Bravera Bank | 4 | $93K | $23K | 5.88% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238130. Charge-off rates are calculated on the FY2020–FY2023 cohort only.