Best SBA 7(a) lenders for recreational and vacation camps (except campgrounds)
NAICS 721214 — Recreational and Vacation Camps (except Campgrounds).
78 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $49.2M.
Loans
78
Total $
$49.2M
Avg loan
$631K
Avg rate
8.60%
Avg term
190 mo
Industry chg-off rate
2.17%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Security Bank USA | 5 | $260K | $52K | 4.75% | 0.00% |
| 2 | Dogwood State Bank | 4 | $3.1M | $772K | 9.13% | 0.00% |
| 3 | Newtek Bank, National Association | 4 | $985K | $246K | 10.56% | 0.00% |
| 4 | TD Bank, National Association | 4 | $266K | $67K | 11.72% | 0.00% |
| 5 | Bank Five Nine | 4 | $915K | $229K | 8.13% | 0.00% |
| 6 | BankVista | 3 | $460K | $153K | 9.58% | — |
| 7 | Manufacturers and Traders Trust Company | 3 | $612K | $204K | 11.33% | 0.00% |
| 8 | Readycap Lending, LLC | 3 | $2.2M | $730K | 11.67% | 0.00% |
| 9 | Northeast Bank | 2 | $95K | $47K | 11.00% | — |
| 10 | Mountain America FCU | 2 | $415K | $208K | 10.63% | — |
| 11 | Katahdin Trust Company | 2 | $3.1M | $1.6M | 4.38% | 0.00% |
| 12 | Wells Fargo Bank National Association | 2 | $558K | $279K | 10.24% | 0.00% |
| 13 | KeyBank National Association | 2 | $80K | $40K | 11.54% | 0.00% |
| 14 | Zions Bank, A Division of | 2 | $946K | $473K | 10.50% | 0.00% |
| 15 | Cadence Bank | 1 | $215K | $215K | 11.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 721214. Charge-off rates are calculated on the FY2020–FY2023 cohort only.