Best SBA 7(a) lenders for all other miscellaneous ambulatory health care services
NAICS 621999 — All Other Miscellaneous Ambulatory Health Care Services.
215 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $66.9M.
Loans
215
Total $
$66.9M
Avg loan
$311K
Avg rate
9.00%
Avg term
119 mo
Industry chg-off rate
6.84%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 18 | $2.2M | $123K | 9.45% | 0.00% |
| 2 | Northeast Bank | 14 | $3.4M | $243K | 10.88% | — |
| 3 | U.S. Bank, National Association | 10 | $469K | $47K | 9.60% | 20.00% |
| 4 | Wells Fargo Bank National Association | 9 | $541K | $60K | 10.50% | 20.00% |
| 5 | Five Star Bank | 7 | $2.5M | $350K | 6.86% | 14.29% |
| 6 | Eastern Bank | 6 | $276K | $46K | 8.12% | 0.00% |
| 7 | Newtek Small Business Finance, Inc. | 5 | $1.7M | $334K | 6.95% | 0.00% |
| 8 | Old National Bank | 5 | $3.8M | $757K | 8.00% | 0.00% |
| 9 | Celtic Bank Corporation | 5 | $2.7M | $532K | 8.05% | 0.00% |
| 10 | TD Bank, National Association | 5 | $2.8M | $560K | 9.46% | 50.00% |
| 11 | Zions Bank, A Division of | 5 | $546K | $109K | 10.55% | — |
| 12 | Readycap Lending, LLC | 5 | $1.3M | $256K | 11.10% | 0.00% |
| 13 | BayFirst National Bank | 5 | $557K | $111K | 12.90% | — |
| 14 | Paradise Bank | 4 | $4.7M | $1.2M | 6.50% | 0.00% |
| 15 | KeyBank National Association | 4 | $494K | $123K | 8.51% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621999. Charge-off rates are calculated on the FY2020–FY2023 cohort only.