Best SBA 7(a) lenders for ambulance services
NAICS 621910 — Ambulance Services.
165 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $82.3M.
Loans
165
Total $
$82.3M
Avg loan
$499K
Avg rate
9.19%
Avg term
120 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 27 | $1.9M | $72K | 11.66% | 0.00% |
| 2 | The Huntington National Bank | 10 | $2.7M | $272K | 9.18% | 0.00% |
| 3 | Northeast Bank | 8 | $1.3M | $160K | 11.38% | — |
| 4 | BayFirst National Bank | 7 | $1.5M | $221K | 10.11% | 0.00% |
| 5 | First National Bank Texas | 6 | $235K | $39K | 7.03% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 6 | $742K | $124K | 8.08% | 0.00% |
| 7 | U.S. Bank, National Association | 6 | $6.3M | $1.0M | 7.49% | 0.00% |
| 8 | Dogwood State Bank | 4 | $1.6M | $398K | 9.31% | 0.00% |
| 9 | KeyBank National Association | 3 | $2.4M | $783K | 6.33% | 0.00% |
| 10 | Readycap Lending, LLC | 3 | $310K | $103K | 13.08% | — |
| 11 | Idaho Central CU | 3 | $4.1M | $1.4M | 10.00% | — |
| 12 | Newtek Small Business Finance, Inc. | 3 | $1.2M | $400K | 6.50% | 0.00% |
| 13 | TD Bank, National Association | 3 | $345K | $115K | 11.27% | 0.00% |
| 14 | Community National Bank | 3 | $403K | $134K | 8.33% | 0.00% |
| 15 | First Internet Bank of Indiana | 3 | $823K | $274K | 8.83% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.