Best SBA 7(a) lenders for educational support services
NAICS 611710 — Educational Support Services.
731 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $203.0M.
Loans
731
Total $
$203.0M
Avg loan
$278K
Avg rate
9.96%
Avg term
126 mo
Industry chg-off rate
3.23%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 88 | $9.9M | $113K | 10.87% | 0.00% |
| 2 | The Huntington National Bank | 76 | $12.2M | $161K | 8.50% | 2.50% |
| 3 | TD Bank, National Association | 55 | $4.9M | $90K | 10.74% | 10.00% |
| 4 | Wells Fargo Bank National Association | 51 | $4.1M | $81K | 11.00% | 3.33% |
| 5 | Readycap Lending, LLC | 45 | $8.7M | $193K | 12.64% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 32 | $3.0M | $95K | 10.19% | 5.00% |
| 7 | BayFirst National Bank | 31 | $4.6M | $147K | 12.10% | 22.22% |
| 8 | Newtek Bank, National Association | 24 | $11.9M | $497K | 11.99% | 0.00% |
| 9 | U.S. Bank, National Association | 22 | $6.6M | $299K | 8.52% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 19 | $3.5M | $182K | 12.00% | 0.00% |
| 11 | Zions Bank, A Division of | 14 | $1.2M | $89K | 10.74% | 0.00% |
| 12 | Cadence Bank | 13 | $4.1M | $313K | 7.56% | 10.00% |
| 13 | Live Oak Banking Company | 13 | $9.1M | $700K | 9.09% | 0.00% |
| 14 | Lendistry SBLC, LLC | 12 | $2.6M | $221K | 11.69% | 0.00% |
| 15 | KeyBank National Association | 10 | $742K | $74K | 11.18% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 611710. Charge-off rates are calculated on the FY2020–FY2023 cohort only.