Best SBA 7(a) lenders for fine arts schools
NAICS 611610 — Fine Arts Schools.
634 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $170.6M.
Loans
634
Total $
$170.6M
Avg loan
$269K
Avg rate
9.36%
Avg term
141 mo
Industry chg-off rate
1.59%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 81 | $15.8M | $195K | 9.55% | 8.11% |
| 2 | TD Bank, National Association | 49 | $4.3M | $88K | 11.04% | 7.14% |
| 3 | Manufacturers and Traders Trust Company | 41 | $2.2M | $54K | 10.90% | 0.00% |
| 4 | Wells Fargo Bank National Association | 29 | $9.9M | $342K | 8.57% | 0.00% |
| 5 | Newtek Bank, National Association | 24 | $3.4M | $141K | 12.02% | 0.00% |
| 6 | BayFirst National Bank | 22 | $2.2M | $102K | 12.22% | 0.00% |
| 7 | Readycap Lending, LLC | 21 | $3.7M | $178K | 10.89% | 0.00% |
| 8 | U.S. Bank, National Association | 21 | $4.3M | $205K | 8.67% | 0.00% |
| 9 | United Midwest Savings Bank National Association | 12 | $1.7M | $143K | 8.04% | 0.00% |
| 10 | Newtek Small Business Finance, Inc. | 11 | $1.7M | $155K | 8.61% | 0.00% |
| 11 | Lendistry SBLC, LLC | 11 | $1.0M | $95K | 12.39% | 0.00% |
| 12 | Northwest Bank | 9 | $2.6M | $285K | 9.56% | 0.00% |
| 13 | Zions Bank, A Division of | 9 | $2.0M | $223K | 9.90% | 0.00% |
| 14 | Citizens Bank | 8 | $4.4M | $546K | 8.50% | 0.00% |
| 15 | Harvest Small Business Finance, LLC | 8 | $6.7M | $831K | 8.71% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 611610. Charge-off rates are calculated on the FY2020–FY2023 cohort only.