Best SBA 7(a) lenders for other waste collection
NAICS 562119 — Other Waste Collection.
489 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $155.5M.
Loans
489
Total $
$155.5M
Avg loan
$318K
Avg rate
8.45%
Avg term
118 mo
Industry chg-off rate
4.33%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 59 | $15.0M | $254K | 8.60% | 0.00% |
| 2 | United Midwest Savings Bank National Association | 56 | $8.3M | $148K | 6.92% | 8.93% |
| 3 | TD Bank, National Association | 25 | $1.8M | $72K | 11.06% | 5.56% |
| 4 | U.S. Bank, National Association | 24 | $4.9M | $204K | 8.13% | 30.00% |
| 5 | Celtic Bank Corporation | 22 | $18.1M | $823K | 7.06% | 0.00% |
| 6 | Wells Fargo Bank National Association | 20 | $3.2M | $161K | 11.47% | 15.38% |
| 7 | Cadence Bank | 11 | $9.8M | $890K | 8.82% | 0.00% |
| 8 | KeyBank National Association | 11 | $1.6M | $150K | 8.85% | 0.00% |
| 9 | Northeast Bank | 10 | $697K | $70K | 10.75% | — |
| 10 | Zions Bank, A Division of | 10 | $1.2M | $117K | 10.05% | 0.00% |
| 11 | Newtek Bank, National Association | 9 | $3.4M | $378K | 11.19% | 0.00% |
| 12 | Manufacturers and Traders Trust Company | 8 | $385K | $48K | 10.94% | 28.57% |
| 13 | BayFirst National Bank | 7 | $3.6M | $509K | 11.00% | 0.00% |
| 14 | Brookline Bank, a Division of Beacon Bank and Trust | 7 | $4.0M | $578K | 6.89% | 0.00% |
| 15 | Readycap Lending, LLC | 6 | $1.9M | $324K | 12.96% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 562119. Charge-off rates are calculated on the FY2020–FY2023 cohort only.