Best SBA 7(a) lenders for photography studios, portrait
NAICS 541921 — Photography Studios, Portrait.
483 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $76.5M.
Loans
483
Total $
$76.5M
Avg loan
$158K
Avg rate
10.34%
Avg term
119 mo
Industry chg-off rate
2.79%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 57 | $7.6M | $134K | 12.21% | 0.00% |
| 2 | The Huntington National Bank | 42 | $2.3M | $54K | 8.58% | 4.00% |
| 3 | Readycap Lending, LLC | 38 | $3.0M | $78K | 13.36% | 20.00% |
| 4 | TD Bank, National Association | 34 | $1.3M | $38K | 11.28% | 8.33% |
| 5 | Northeast Bank | 29 | $2.3M | $79K | 11.09% | 0.00% |
| 6 | Wells Fargo Bank National Association | 23 | $360K | $16K | 10.81% | 0.00% |
| 7 | U.S. Bank, National Association | 20 | $722K | $36K | 9.63% | 0.00% |
| 8 | BayFirst National Bank | 12 | $1.3M | $112K | 11.71% | 14.29% |
| 9 | Eastern Bank | 12 | $509K | $42K | 9.24% | 0.00% |
| 10 | Manufacturers and Traders Trust Company | 11 | $395K | $36K | 12.32% | 0.00% |
| 11 | Lendistry SBLC, LLC | 11 | $1.3M | $121K | 12.23% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 11 | $7.2M | $658K | 9.30% | 0.00% |
| 13 | Cadence Bank | 7 | $1.7M | $244K | 10.11% | 0.00% |
| 14 | KeyBank National Association | 6 | $183K | $31K | 10.45% | 0.00% |
| 15 | JPMorgan Chase Bank, National Association | 6 | $265K | $44K | 13.13% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541921. Charge-off rates are calculated on the FY2020–FY2023 cohort only.