Best SBA 7(a) lenders for offices of real estate agents and brokers
NAICS 531210 — Offices of Real Estate Agents and Brokers.
1,884 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $474.4M.
Loans
1,884
Total $
$474.4M
Avg loan
$252K
Avg rate
9.26%
Avg term
137 mo
Industry chg-off rate
3.27%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 244 | $19.5M | $80K | 8.55% | 4.64% |
| 2 | TD Bank, National Association | 174 | $15.4M | $88K | 10.52% | 4.00% |
| 3 | The Huntington National Bank | 142 | $13.6M | $96K | 8.14% | 1.12% |
| 4 | Northeast Bank | 105 | $13.8M | $131K | 11.09% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 90 | $11.6M | $128K | 12.20% | 6.82% |
| 6 | BayFirst National Bank | 89 | $13.1M | $147K | 10.97% | 13.21% |
| 7 | Readycap Lending, LLC | 82 | $15.1M | $184K | 12.37% | 0.00% |
| 8 | Newtek Bank, National Association | 77 | $15.0M | $194K | 11.94% | 0.00% |
| 9 | Celtic Bank Corporation | 45 | $6.7M | $149K | 9.36% | 14.29% |
| 10 | Cadence Bank | 43 | $14.3M | $333K | 9.06% | 10.34% |
| 11 | Manufacturers and Traders Trust Company | 41 | $2.4M | $58K | 11.16% | 3.85% |
| 12 | Lendistry SBLC, LLC | 35 | $5.9M | $168K | 12.61% | 0.00% |
| 13 | Columbia Bank | 33 | $5.0M | $151K | 10.89% | 9.09% |
| 14 | Enterprise Bank & Trust | 28 | $23.0M | $823K | 5.67% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 26 | $4.4M | $169K | 7.43% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 531210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.