Best SBA 7(a) lenders for limousine service
NAICS 485320 — Limousine Service.
346 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $80.6M.
Loans
346
Total $
$80.6M
Avg loan
$233K
Avg rate
9.93%
Avg term
117 mo
Industry chg-off rate
5.33%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 61 | $2.9M | $48K | 11.63% | 6.25% |
| 2 | Northeast Bank | 29 | $3.3M | $115K | 10.84% | — |
| 3 | The Huntington National Bank | 29 | $6.4M | $221K | 7.99% | 5.88% |
| 4 | U.S. Bank, National Association | 27 | $4.7M | $175K | 6.44% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 23 | $1.4M | $61K | 10.61% | 8.33% |
| 6 | Wells Fargo Bank National Association | 19 | $1.9M | $98K | 10.90% | 8.33% |
| 7 | Lendistry SBLC, LLC | 13 | $2.2M | $167K | 12.37% | — |
| 8 | JPMorgan Chase Bank, National Association | 12 | $1.8M | $151K | 12.82% | 33.33% |
| 9 | Celtic Bank Corporation | 11 | $997K | $91K | 10.95% | 0.00% |
| 10 | Readycap Lending, LLC | 7 | $1.4M | $204K | 11.04% | 0.00% |
| 11 | Webster Bank National Association | 7 | $1.5M | $213K | 8.79% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 6 | $1.2M | $208K | 7.75% | 0.00% |
| 13 | KeyBank National Association | 6 | $1.0M | $172K | 10.06% | 0.00% |
| 14 | Cadence Bank | 5 | $3.7M | $748K | 6.80% | 40.00% |
| 15 | Newtek Bank, National Association | 5 | $769K | $154K | 12.40% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 485320. Charge-off rates are calculated on the FY2020–FY2023 cohort only.