Best SBA 7(a) lenders for automotive parts and accessories stores
NAICS 441310 — Automotive Parts and Accessories Stores.
374 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $196.0M.
Loans
374
Total $
$196.0M
Avg loan
$524K
Avg rate
6.30%
Avg term
152 mo
Industry chg-off rate
1.65%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 25 | $12.0M | $478K | 5.94% | 4.00% |
| 2 | The Huntington National Bank | 21 | $5.2M | $250K | 5.71% | 0.00% |
| 3 | Banco Popular de Puerto Rico | 15 | $791K | $53K | 10.23% | 0.00% |
| 4 | Live Oak Banking Company | 13 | $16.5M | $1.3M | 5.93% | 0.00% |
| 5 | TD Bank, National Association | 12 | $2.5M | $205K | 9.73% | 0.00% |
| 6 | BayFirst National Bank | 11 | $2.4M | $220K | 11.05% | 0.00% |
| 7 | Cadence Bank | 11 | $4.1M | $376K | 5.64% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 10 | $2.6M | $260K | 7.13% | 0.00% |
| 9 | Columbia Bank | 8 | $5.0M | $627K | 6.41% | 0.00% |
| 10 | Wells Fargo Bank National Association | 8 | $4.7M | $589K | 8.40% | 0.00% |
| 11 | Oriental Bank | 8 | $504K | $63K | 6.28% | 0.00% |
| 12 | SouthState Bank, National Association | 7 | $2.6M | $370K | 5.75% | 0.00% |
| 13 | JPMorgan Chase Bank, National Association | 6 | $867K | $145K | 8.45% | 0.00% |
| 14 | Celtic Bank Corporation | 6 | $4.6M | $763K | 5.92% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 6 | $1.8M | $300K | 7.71% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 441310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.