Best SBA 7(a) lenders for other millwork (including flooring)
NAICS 321918 — Other Millwork (including Flooring).
86 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $74.9M.
Loans
86
Total $
$74.9M
Avg loan
$871K
Avg rate
7.92%
Avg term
137 mo
Industry chg-off rate
2.04%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 8 | $4.0M | $501K | 9.25% | 0.00% |
| 2 | TD Bank, National Association | 6 | $4.9M | $819K | 6.78% | 0.00% |
| 3 | First Southwest Bank | 4 | $450K | $113K | 3.25% | 0.00% |
| 4 | First Bank & Trust | 3 | $1.5M | $497K | 8.73% | 0.00% |
| 5 | U.S. Bank, National Association | 3 | $2.7M | $895K | 8.39% | 0.00% |
| 6 | Readycap Lending, LLC | 3 | $6.8M | $2.3M | 9.67% | 0.00% |
| 7 | Busey Bank | 3 | $2.4M | $796K | 8.92% | — |
| 8 | FFB Bank | 2 | $2.3M | $1.2M | 9.63% | — |
| 9 | 21st Century Bank | 2 | $392K | $196K | 5.13% | 0.00% |
| 10 | Highmark FCU | 2 | $130K | $65K | 5.28% | 0.00% |
| 11 | First Interstate Bank | 2 | $2.1M | $1.0M | 7.88% | — |
| 12 | First Federal Savings Bank | 2 | $665K | $333K | 9.50% | — |
| 13 | Brookline Bank, a Division of Beacon Bank and Trust | 2 | $1.2M | $621K | 5.25% | 0.00% |
| 14 | First Bank | 2 | $1.3M | $667K | 5.50% | 0.00% |
| 15 | Old National Bank | 2 | $346K | $173K | 5.05% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 321918. Charge-off rates are calculated on the FY2020–FY2023 cohort only.