First Federal Savings Bank
Headquartered in Huntington, IN. Analysis based on 108 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $78.3M.
Total 7(a) loans
108
Total approved
$78.3M
Average loan
$725K
States funded in
5
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
16.25%
Average rate
6.71%
Average term
142 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 336999 | All Other Transportation Equipment Manufacturing | 6 |
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 5 |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 5 |
| 722513 | Limited-Service Restaurants | 5 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 4 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 |
| 713940 | Fitness and Recreational Sports Centers | 3 |
| 722511 | Full-Service Restaurants | 3 |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 3 |
| 811111 | General Automotive Repair | 3 |
Top 10 states
| State | Loans |
|---|---|
| IN | 87 |
| ID | 17 |
| KY | 2 |
| MN | 1 |
| GA | 1 |
Top franchise brands financed
7 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Motel 6 | 1 |
| Tropical Smoothie Cafe | 1 |
| Kilwins Chocolates and Ice Cre | 1 |
| Garage Experts | 1 |
| Super Wash | 1 |
| F45 Training | 1 |
| Screenmobile | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.