Best SBA 7(a) lenders for other foundation, structure, and building exterior contractors
NAICS 238190 — Other Foundation, Structure, and Building Exterior Contractors.
600 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $191.8M.
Loans
600
Total $
$191.8M
Avg loan
$320K
Avg rate
9.21%
Avg term
116 mo
Industry chg-off rate
2.84%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 87 | $9.6M | $110K | 8.49% | 0.00% |
| 2 | U.S. Bank, National Association | 67 | $3.7M | $55K | 8.50% | 2.27% |
| 3 | Manufacturers and Traders Trust Company | 32 | $2.6M | $83K | 9.63% | 16.67% |
| 4 | TD Bank, National Association | 29 | $3.7M | $126K | 11.10% | 0.00% |
| 5 | Wells Fargo Bank National Association | 25 | $4.0M | $160K | 11.33% | 12.50% |
| 6 | JPMorgan Chase Bank, National Association | 23 | $3.6M | $155K | 11.93% | 0.00% |
| 7 | Northeast Bank | 20 | $4.5M | $223K | 11.22% | 0.00% |
| 8 | Readycap Lending, LLC | 16 | $4.7M | $293K | 12.42% | 0.00% |
| 9 | Newtek Bank, National Association | 14 | $3.6M | $260K | 11.23% | — |
| 10 | BayFirst National Bank | 13 | $3.1M | $241K | 10.62% | 0.00% |
| 11 | Cadence Bank | 9 | $2.3M | $250K | 7.89% | 11.11% |
| 12 | KeyBank National Association | 9 | $1.9M | $216K | 9.14% | 0.00% |
| 13 | Live Oak Banking Company | 9 | $10.5M | $1.2M | 9.57% | 0.00% |
| 14 | PNC Bank, National Association | 9 | $684K | $76K | 10.71% | 0.00% |
| 15 | Zions Bank, A Division of | 8 | $3.1M | $388K | 9.41% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238190. Charge-off rates are calculated on the FY2020–FY2023 cohort only.