Best SBA 7(a) lenders for linen supply
NAICS 812331 — Linen Supply.
63 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $43.9M.
Loans
63
Total $
$43.9M
Avg loan
$697K
Avg rate
9.14%
Avg term
145 mo
Industry chg-off rate
3.03%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 5 | $2.7M | $533K | 10.22% | 0.00% |
| 2 | BayFirst National Bank | 4 | $650K | $163K | 11.44% | 100.00% |
| 3 | Newtek Bank, National Association | 4 | $1.2M | $303K | 10.61% | — |
| 4 | Zions Bank, A Division of | 4 | $3.6M | $896K | 6.56% | 0.00% |
| 5 | The Huntington National Bank | 4 | $1.4M | $348K | 8.31% | 0.00% |
| 6 | Readycap Lending, LLC | 3 | $1.2M | $416K | 12.33% | — |
| 7 | Dogwood State Bank | 3 | $1.1M | $380K | 9.25% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 2 | $260K | $130K | 11.63% | — |
| 9 | Bank of America, National Association | 2 | $1.8M | $912K | 8.75% | — |
| 10 | 1st Source Bank | 2 | $1.5M | $733K | 9.00% | 0.00% |
| 11 | Clear Mountain Bank, Inc. | 2 | $820K | $410K | 3.75% | 0.00% |
| 12 | JPMorgan Chase Bank, National Association | 2 | $250K | $125K | 11.03% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 2 | $1.9M | $962K | 6.00% | 0.00% |
| 14 | Live Oak Banking Company | 2 | $775K | $388K | 9.50% | 0.00% |
| 15 | Fifth Third Bank | 2 | $2.1M | $1.1M | 10.22% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 812331. Charge-off rates are calculated on the FY2020–FY2023 cohort only.