Best SBA 7(a) lenders for offices of all other miscellaneous health practitioners
NAICS 621399 — Offices of All Other Miscellaneous Health Practitioners.
2,481 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $855.3M.
Loans
2,481
Total $
$855.3M
Avg loan
$345K
Avg rate
9.31%
Avg term
139 mo
Industry chg-off rate
1.60%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 318 | $78.8M | $248K | 9.46% | 2.61% |
| 2 | Newtek Bank, National Association | 137 | $50.2M | $366K | 11.64% | 0.00% |
| 3 | Northeast Bank | 106 | $12.6M | $119K | 10.95% | 0.00% |
| 4 | Wells Fargo Bank National Association | 104 | $18.8M | $181K | 9.83% | 1.49% |
| 5 | BayFirst National Bank | 100 | $14.8M | $148K | 11.59% | 0.00% |
| 6 | Readycap Lending, LLC | 95 | $17.0M | $179K | 12.79% | 0.00% |
| 7 | TD Bank, National Association | 89 | $8.4M | $94K | 10.16% | 6.52% |
| 8 | U.S. Bank, National Association | 66 | $24.2M | $367K | 7.76% | 2.44% |
| 9 | Manufacturers and Traders Trust Company | 62 | $7.5M | $121K | 10.76% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 51 | $12.2M | $240K | 10.10% | 5.26% |
| 11 | Live Oak Banking Company | 41 | $46.5M | $1.1M | 8.62% | 0.00% |
| 12 | Cadence Bank | 39 | $11.8M | $302K | 9.10% | 9.09% |
| 13 | Celtic Bank Corporation | 39 | $9.7M | $248K | 10.17% | 0.00% |
| 14 | First Bank of the Lake | 34 | $18.6M | $546K | 10.85% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 29 | $12.8M | $441K | 7.84% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621399. Charge-off rates are calculated on the FY2020–FY2023 cohort only.