Best SBA 7(a) lenders for offices of physical, occupational and speech therapists, and audiologi
NAICS 621340 — Offices of Physical, Occupational and Speech Therapists, and Audiologi.
1,928 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $619.9M.
Loans
1,928
Total $
$619.9M
Avg loan
$321K
Avg rate
8.97%
Avg term
136 mo
Industry chg-off rate
1.02%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 151 | $34.1M | $226K | 8.65% | 1.32% |
| 2 | TD Bank, National Association | 92 | $21.8M | $237K | 10.68% | 4.88% |
| 3 | Newtek Bank, National Association | 80 | $26.6M | $333K | 11.36% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 77 | $7.8M | $101K | 9.84% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 67 | $18.8M | $280K | 9.85% | 7.14% |
| 6 | BayFirst National Bank | 60 | $8.7M | $146K | 12.09% | 4.55% |
| 7 | Wells Fargo Bank National Association | 56 | $20.2M | $361K | 8.33% | 0.00% |
| 8 | Banco Popular de Puerto Rico | 53 | $4.6M | $88K | 11.46% | 0.00% |
| 9 | Northeast Bank | 49 | $6.1M | $124K | 10.95% | 0.00% |
| 10 | Readycap Lending, LLC | 47 | $4.9M | $104K | 13.11% | 0.00% |
| 11 | U.S. Bank, National Association | 47 | $21.7M | $462K | 7.43% | 0.00% |
| 12 | Bank of America, National Association | 41 | $17.3M | $422K | 7.23% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 33 | $14.3M | $435K | 7.82% | 0.00% |
| 14 | Live Oak Banking Company | 31 | $19.1M | $616K | 9.04% | 0.00% |
| 15 | Celtic Bank Corporation | 31 | $6.0M | $193K | 9.52% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621340. Charge-off rates are calculated on the FY2020–FY2023 cohort only.