Best SBA 7(a) lenders for offices of dentists
NAICS 621210 — Offices of Dentists.
4,070 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $3.70B.
Loans
4,070
Total $
$3.70B
Avg loan
$910K
Avg rate
7.46%
Avg term
193 mo
Industry chg-off rate
0.37%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 618 | $1.15B | $1.9M | 6.90% | 0.27% |
| 2 | The Huntington National Bank | 349 | $328.3M | $941K | 7.21% | 0.00% |
| 3 | Bank of America, National Association | 203 | $132.3M | $652K | 5.13% | 0.00% |
| 4 | Wells Fargo Bank National Association | 175 | $155.8M | $890K | 6.02% | 0.00% |
| 5 | United Midwest Savings Bank National Association | 133 | $167.3M | $1.3M | 8.08% | 0.00% |
| 6 | U.S. Bank, National Association | 127 | $107.7M | $848K | 6.24% | 0.00% |
| 7 | BayFirst National Bank | 123 | $26.3M | $213K | 11.41% | 6.15% |
| 8 | Newtek Bank, National Association | 118 | $57.1M | $484K | 11.33% | 0.00% |
| 9 | Readycap Lending, LLC | 93 | $43.2M | $465K | 10.49% | 0.00% |
| 10 | United Community Bank | 89 | $122.5M | $1.4M | 6.44% | 0.00% |
| 11 | Northeast Bank | 87 | $13.0M | $149K | 10.78% | 0.00% |
| 12 | TD Bank, National Association | 80 | $28.4M | $355K | 8.98% | 4.35% |
| 13 | PNC Bank, National Association | 59 | $55.5M | $941K | 5.07% | 0.00% |
| 14 | Fifth Third Bank | 58 | $99.2M | $1.7M | 7.92% | 25.00% |
| 15 | JPMorgan Chase Bank, National Association | 54 | $16.0M | $297K | 9.43% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.