Best SBA 7(a) lenders for solid waste collection
NAICS 562111 — Solid Waste Collection.
698 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $308.3M.
Loans
698
Total $
$308.3M
Avg loan
$442K
Avg rate
8.48%
Avg term
118 mo
Industry chg-off rate
1.56%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 94 | $21.0M | $223K | 8.48% | 0.00% |
| 2 | TD Bank, National Association | 42 | $4.1M | $99K | 9.94% | 0.00% |
| 3 | U.S. Bank, National Association | 31 | $3.2M | $103K | 8.96% | 0.00% |
| 4 | United Midwest Savings Bank National Association | 26 | $5.0M | $192K | 9.71% | 25.00% |
| 5 | Wells Fargo Bank National Association | 15 | $4.4M | $296K | 11.60% | 0.00% |
| 6 | Newtek Bank, National Association | 13 | $9.8M | $756K | 11.08% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 13 | $649K | $50K | 11.11% | 0.00% |
| 8 | Old National Bank | 13 | $12.1M | $932K | 7.27% | 0.00% |
| 9 | Northeast Bank | 11 | $1.8M | $164K | 9.86% | 0.00% |
| 10 | Zions Bank, A Division of | 10 | $3.0M | $300K | 9.61% | 33.33% |
| 11 | BayFirst National Bank | 10 | $1.8M | $175K | 11.15% | 50.00% |
| 12 | Bank of America, National Association | 9 | $3.2M | $360K | 7.35% | 0.00% |
| 13 | JPMorgan Chase Bank, National Association | 8 | $3.7M | $456K | 8.52% | 0.00% |
| 14 | First Bank of the Lake | 8 | $2.9M | $368K | 10.19% | 0.00% |
| 15 | Live Oak Banking Company | 8 | $11.1M | $1.4M | 8.19% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 562111. Charge-off rates are calculated on the FY2020–FY2023 cohort only.