Best SBA 7(a) lenders for exterminating and pest control services
NAICS 561710 — Exterminating and Pest Control Services.
778 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $203.3M.
Loans
778
Total $
$203.3M
Avg loan
$261K
Avg rate
8.66%
Avg term
123 mo
Industry chg-off rate
2.22%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 116 | $16.9M | $146K | 7.30% | 6.12% |
| 2 | The Huntington National Bank | 74 | $8.0M | $108K | 9.59% | 0.00% |
| 3 | Northeast Bank | 38 | $6.5M | $170K | 11.02% | — |
| 4 | U.S. Bank, National Association | 37 | $6.9M | $185K | 7.68% | 9.52% |
| 5 | Manufacturers and Traders Trust Company | 33 | $4.6M | $138K | 8.17% | 0.00% |
| 6 | TD Bank, National Association | 28 | $2.8M | $100K | 9.69% | 0.00% |
| 7 | BayFirst National Bank | 25 | $4.1M | $164K | 10.61% | 0.00% |
| 8 | Newtek Bank, National Association | 24 | $5.1M | $212K | 11.15% | 0.00% |
| 9 | Live Oak Banking Company | 19 | $15.5M | $815K | 8.30% | 0.00% |
| 10 | Readycap Lending, LLC | 17 | $3.8M | $224K | 11.57% | 0.00% |
| 11 | Celtic Bank Corporation | 16 | $4.2M | $264K | 9.83% | 0.00% |
| 12 | Wells Fargo Bank National Association | 14 | $1.7M | $120K | 9.85% | 0.00% |
| 13 | Bank of America, National Association | 12 | $6.1M | $509K | 6.72% | 0.00% |
| 14 | Eastern Bank | 12 | $1.6M | $135K | 7.49% | 0.00% |
| 15 | JPMorgan Chase Bank, National Association | 11 | $2.8M | $256K | 9.99% | 20.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561710. Charge-off rates are calculated on the FY2020–FY2023 cohort only.