Best SBA 7(a) lenders for temporary help services
NAICS 561320 — Temporary Help Services.
260 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $134.2M.
Loans
260
Total $
$134.2M
Avg loan
$516K
Avg rate
8.95%
Avg term
120 mo
Industry chg-off rate
2.74%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 17 | $4.3M | $254K | 8.15% | 0.00% |
| 2 | JPMorgan Chase Bank, National Association | 15 | $3.8M | $252K | 10.63% | 0.00% |
| 3 | The Huntington National Bank | 15 | $3.2M | $216K | 8.37% | 0.00% |
| 4 | Northeast Bank | 14 | $2.5M | $181K | 11.07% | 0.00% |
| 5 | Newtek Bank, National Association | 14 | $13.1M | $937K | 12.43% | 0.00% |
| 6 | TD Bank, National Association | 11 | $908K | $83K | 10.03% | 12.50% |
| 7 | Lendistry SBLC, LLC | 10 | $3.9M | $388K | 11.53% | 0.00% |
| 8 | Wells Fargo Bank National Association | 10 | $3.6M | $358K | 9.73% | 25.00% |
| 9 | Bank of America, National Association | 8 | $7.6M | $946K | 6.93% | 0.00% |
| 10 | Celtic Bank Corporation | 8 | $993K | $124K | 8.91% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 8 | $1.0M | $127K | 9.28% | 0.00% |
| 12 | BayFirst National Bank | 6 | $900K | $150K | 12.33% | 0.00% |
| 13 | First Internet Bank of Indiana | 5 | $5.9M | $1.2M | 9.30% | 0.00% |
| 14 | Byline Bank | 5 | $4.9M | $973K | 7.20% | 0.00% |
| 15 | Brookline Bank, a Division of Beacon Bank and Trust | 4 | $3.3M | $834K | 5.44% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561320. Charge-off rates are calculated on the FY2020–FY2023 cohort only.