Best SBA 7(a) lenders for commercial photography
NAICS 541922 — Commercial Photography.
177 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $46.5M.
Loans
177
Total $
$46.5M
Avg loan
$262K
Avg rate
10.01%
Avg term
120 mo
Industry chg-off rate
3.85%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 18 | $1.9M | $106K | 8.78% | 0.00% |
| 2 | Readycap Lending, LLC | 16 | $1.3M | $80K | 12.91% | 0.00% |
| 3 | TD Bank, National Association | 11 | $377K | $34K | 11.10% | 33.33% |
| 4 | BayFirst National Bank | 10 | $1.4M | $139K | 12.35% | 33.33% |
| 5 | Northeast Bank | 9 | $827K | $92K | 10.89% | — |
| 6 | Celtic Bank Corporation | 9 | $855K | $95K | 10.58% | 0.00% |
| 7 | Wells Fargo Bank National Association | 9 | $95K | $11K | 11.67% | 0.00% |
| 8 | U.S. Bank, National Association | 7 | $2.2M | $313K | 9.11% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 7 | $898K | $128K | 12.05% | 0.00% |
| 10 | Newtek Bank, National Association | 7 | $757K | $108K | 12.36% | 0.00% |
| 11 | Lendistry SBLC, LLC | 4 | $422K | $105K | 12.75% | — |
| 12 | Community 1st CU | 3 | $176K | $59K | 5.61% | 0.00% |
| 13 | Fountainhead SBF LLC | 3 | $4.8M | $1.6M | 6.08% | 0.00% |
| 14 | Manufacturers and Traders Trust Company | 2 | $29K | $14K | 10.25% | 0.00% |
| 15 | Meridian Bank | 2 | $2.5M | $1.3M | 10.75% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541922. Charge-off rates are calculated on the FY2020–FY2023 cohort only.