Best SBA 7(a) lenders for public relations agencies
NAICS 541820 — Public Relations Agencies.
173 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $64.8M.
Loans
173
Total $
$64.8M
Avg loan
$375K
Avg rate
9.34%
Avg term
118 mo
Industry chg-off rate
1.30%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | 15 | $2.7M | $182K | 11.10% | 0.00% |
| 2 | The Huntington National Bank | 11 | $1.2M | $109K | 9.01% | 0.00% |
| 3 | Northeast Bank | 10 | $692K | $69K | 10.45% | 50.00% |
| 4 | TD Bank, National Association | 10 | $1.0M | $104K | 10.17% | 0.00% |
| 5 | Bank of America, National Association | 9 | $1.9M | $208K | 9.63% | 0.00% |
| 6 | U.S. Bank, National Association | 8 | $581K | $73K | 10.43% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 6 | $205K | $34K | 13.04% | 0.00% |
| 8 | Readycap Lending, LLC | 6 | $963K | $160K | 12.46% | — |
| 9 | BayFirst National Bank | 5 | $716K | $143K | 9.75% | 0.00% |
| 10 | Salem Five Cents Savings Bank | 5 | $8.2M | $1.6M | 5.05% | 0.00% |
| 11 | Live Oak Banking Company | 3 | $2.7M | $900K | 9.66% | — |
| 12 | Wells Fargo Bank National Association | 3 | $911K | $304K | 7.88% | 0.00% |
| 13 | Five Star Bank | 3 | $350K | $117K | 8.50% | 0.00% |
| 14 | Encore Bank | 3 | $4.7M | $1.6M | 6.25% | 0.00% |
| 15 | Brookline Bank, a Division of Beacon Bank and Trust | 3 | $1.2M | $406K | 11.17% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541820. Charge-off rates are calculated on the FY2020–FY2023 cohort only.