Best SBA 7(a) lenders for advertising agencies
NAICS 541810 — Advertising Agencies.
1,037 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $492.2M.
Loans
1,037
Total $
$492.2M
Avg loan
$475K
Avg rate
9.64%
Avg term
121 mo
Industry chg-off rate
4.50%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 97 | $48.9M | $504K | 11.60% | 0.00% |
| 2 | Readycap Lending, LLC | 69 | $14.7M | $213K | 12.42% | 0.00% |
| 3 | Northeast Bank | 58 | $11.6M | $200K | 10.95% | 0.00% |
| 4 | The Huntington National Bank | 56 | $28.2M | $503K | 8.82% | 0.00% |
| 5 | TD Bank, National Association | 50 | $7.6M | $151K | 10.72% | 4.55% |
| 6 | Wells Fargo Bank National Association | 43 | $10.7M | $250K | 10.28% | 10.00% |
| 7 | BayFirst National Bank | 41 | $6.6M | $161K | 9.69% | 21.88% |
| 8 | JPMorgan Chase Bank, National Association | 39 | $11.2M | $287K | 11.01% | 9.09% |
| 9 | U.S. Bank, National Association | 37 | $11.6M | $312K | 9.34% | 0.00% |
| 10 | Live Oak Banking Company | 34 | $42.8M | $1.3M | 9.35% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 28 | $4.1M | $145K | 9.87% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 27 | $13.7M | $507K | 7.31% | 3.70% |
| 13 | Cadence Bank | 26 | $7.0M | $269K | 8.55% | 0.00% |
| 14 | Bank of America, National Association | 17 | $10.0M | $586K | 8.76% | 0.00% |
| 15 | First Internet Bank of Indiana | 16 | $24.5M | $1.5M | 9.86% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541810. Charge-off rates are calculated on the FY2020–FY2023 cohort only.