Best SBA 7(a) lenders for dairy product (except dried or canned) merchant wholesalers
NAICS 424430 — Dairy Product (except Dried or Canned) Merchant Wholesalers.
61 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $29.8M.
Loans
61
Total $
$29.8M
Avg loan
$488K
Avg rate
8.88%
Avg term
120 mo
Industry chg-off rate
3.33%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 9 | $539K | $60K | 11.04% | 0.00% |
| 2 | Zions Bank, A Division of | 7 | $2.8M | $396K | 7.64% | 0.00% |
| 3 | JPMorgan Chase Bank, National Association | 5 | $1.1M | $228K | 7.56% | 0.00% |
| 4 | Northeast Bank | 4 | $759K | $190K | 11.44% | — |
| 5 | Bank of America, National Association | 3 | $343K | $114K | 7.77% | 0.00% |
| 6 | The Huntington National Bank | 3 | $539K | $180K | 7.08% | 0.00% |
| 7 | Wells Fargo Bank National Association | 2 | $40K | $20K | 11.13% | 100.00% |
| 8 | Newtek Bank, National Association | 2 | $4.7M | $2.3M | 10.88% | 0.00% |
| 9 | State Bank of Southern Utah | 2 | $500K | $250K | 9.25% | — |
| 10 | U.S. Bank, National Association | 2 | $72K | $36K | 7.12% | 0.00% |
| 11 | Lendistry SBLC, LLC | 2 | $180K | $90K | 13.00% | — |
| 12 | Citizens Bank, National Association | 2 | $1.6M | $780K | 4.38% | 0.00% |
| 13 | First Savings Bank | 2 | $1.4M | $703K | 10.25% | — |
| 14 | Hiawatha National Bank | 1 | $500K | $500K | 9.00% | 0.00% |
| 15 | Celtic Bank Corporation | 1 | $50K | $50K | 10.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424430. Charge-off rates are calculated on the FY2020–FY2023 cohort only.