Best SBA 7(a) lenders for industrial and personal service paper merchant wholesalers
NAICS 424130 — Industrial and Personal Service Paper Merchant Wholesalers.
94 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $73.9M.
Loans
94
Total $
$73.9M
Avg loan
$786K
Avg rate
8.59%
Avg term
123 mo
Industry chg-off rate
1.79%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 17 | $5.1M | $299K | 8.65% | 11.11% |
| 2 | U.S. Bank, National Association | 6 | $6.7M | $1.1M | 6.08% | 0.00% |
| 3 | Bank Northwest | 5 | $1.8M | $351K | 4.46% | 0.00% |
| 4 | Wells Fargo Bank National Association | 5 | $4.9M | $974K | 10.02% | 0.00% |
| 5 | Newtek Bank, National Association | 4 | $870K | $218K | 11.88% | 0.00% |
| 6 | Live Oak Banking Company | 4 | $2.6M | $644K | 8.50% | 0.00% |
| 7 | The Huntington National Bank | 4 | $456K | $114K | 8.69% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 4 | $1.1M | $264K | 10.47% | 0.00% |
| 9 | MISSINGMAINBANKID | 3 | $4.9M | $1.6M | 5.25% | 0.00% |
| 10 | Regions Bank | 3 | $4.0M | $1.3M | 8.00% | 0.00% |
| 11 | Banesco USA | 3 | $7.7M | $2.5M | 5.83% | 0.00% |
| 12 | Bank of America, National Association | 3 | $610K | $203K | 11.17% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 3 | $2.5M | $850K | 9.08% | 0.00% |
| 14 | Busey Bank | 3 | $6.4M | $2.1M | 9.42% | 0.00% |
| 15 | Security National Bank of Omaha | 2 | $2.3M | $1.2M | 10.25% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424130. Charge-off rates are calculated on the FY2020–FY2023 cohort only.