Best SBA 7(a) lenders for service establishment equipment and supplies merchant wholesalers
NAICS 423850 — Service Establishment Equipment and Supplies Merchant Wholesalers.
192 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $96.8M.
Loans
192
Total $
$96.8M
Avg loan
$504K
Avg rate
8.88%
Avg term
131 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 22 | $9.7M | $440K | 9.05% | 0.00% |
| 2 | The Huntington National Bank | 16 | $6.8M | $423K | 8.03% | 0.00% |
| 3 | Newtek Bank, National Association | 15 | $7.0M | $469K | 11.73% | — |
| 4 | JPMorgan Chase Bank, National Association | 10 | $3.0M | $302K | 9.24% | 0.00% |
| 5 | BayFirst National Bank | 9 | $1.5M | $165K | 11.69% | 0.00% |
| 6 | Wells Fargo Bank National Association | 8 | $2.5M | $314K | 9.75% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 8 | $1.8M | $223K | 9.50% | 0.00% |
| 8 | U.S. Bank, National Association | 7 | $2.9M | $410K | 8.67% | 0.00% |
| 9 | Bank of America, National Association | 5 | $1.7M | $331K | 7.30% | 0.00% |
| 10 | ACC Capital | 4 | $1.4M | $352K | 10.63% | — |
| 11 | Zions Bank, A Division of | 3 | $494K | $165K | 9.25% | 0.00% |
| 12 | PNC Bank, National Association | 3 | $1.6M | $532K | 10.16% | 0.00% |
| 13 | FinWise Bank | 3 | $4.4M | $1.5M | 9.67% | 0.00% |
| 14 | Enterprise Bank & Trust | 3 | $2.2M | $742K | 5.50% | 0.00% |
| 15 | Northeast Bank | 3 | $527K | $176K | 11.25% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 423850. Charge-off rates are calculated on the FY2020–FY2023 cohort only.