Best SBA 7(a) lenders for computer and computer peripheral equipment and software merchant whole
NAICS 423430 — Computer and Computer Peripheral Equipment and Software Merchant Whole.
164 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $73.8M.
Loans
164
Total $
$73.8M
Avg loan
$450K
Avg rate
9.69%
Avg term
125 mo
Industry chg-off rate
2.86%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 23 | $5.1M | $220K | 10.61% | — |
| 2 | Newtek Bank, National Association | 17 | $8.3M | $488K | 11.50% | 0.00% |
| 3 | TD Bank, National Association | 15 | $1.2M | $80K | 11.85% | 25.00% |
| 4 | U.S. Bank, National Association | 9 | $2.2M | $243K | 8.23% | 0.00% |
| 5 | BayFirst National Bank | 8 | $1.0M | $125K | 12.75% | — |
| 6 | Wells Fargo Bank National Association | 7 | $7.9M | $1.1M | 6.03% | 0.00% |
| 7 | JPMorgan Chase Bank, National Association | 6 | $1.3M | $224K | 9.79% | 0.00% |
| 8 | Bank of America, National Association | 5 | $2.2M | $433K | 6.21% | 0.00% |
| 9 | The Huntington National Bank | 5 | $530K | $106K | 9.70% | 0.00% |
| 10 | Celtic Bank Corporation | 5 | $701K | $140K | 11.10% | 0.00% |
| 11 | Cadence Bank | 5 | $1.5M | $304K | 8.80% | 0.00% |
| 12 | Lendistry SBLC, LLC | 4 | $805K | $201K | 12.69% | — |
| 13 | Manufacturers and Traders Trust Company | 3 | $490K | $163K | 9.00% | 0.00% |
| 14 | Readycap Lending, LLC | 3 | $351K | $117K | 13.75% | — |
| 15 | Capital Bank, National Association | 3 | $5.1M | $1.7M | 6.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 423430. Charge-off rates are calculated on the FY2020–FY2023 cohort only.