Best SBA 7(a) lenders for drywall and insulation contractors
NAICS 238310 — Drywall and Insulation Contractors.
1,046 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $349.1M.
Loans
1,046
Total $
$349.1M
Avg loan
$334K
Avg rate
9.27%
Avg term
117 mo
Industry chg-off rate
4.91%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 197 | $47.2M | $240K | 9.35% | 3.79% |
| 2 | U.S. Bank, National Association | 84 | $6.9M | $82K | 9.72% | 2.86% |
| 3 | JPMorgan Chase Bank, National Association | 52 | $11.3M | $218K | 10.84% | 18.75% |
| 4 | TD Bank, National Association | 51 | $5.7M | $113K | 10.98% | 8.33% |
| 5 | Manufacturers and Traders Trust Company | 40 | $5.7M | $142K | 10.74% | 5.00% |
| 6 | United Midwest Savings Bank National Association | 32 | $5.8M | $183K | 8.40% | 27.78% |
| 7 | Northeast Bank | 25 | $4.7M | $189K | 11.03% | 0.00% |
| 8 | Wells Fargo Bank National Association | 23 | $6.1M | $267K | 10.28% | 13.33% |
| 9 | BayFirst National Bank | 23 | $3.8M | $163K | 11.70% | 14.29% |
| 10 | Readycap Lending, LLC | 21 | $9.8M | $468K | 11.17% | 14.29% |
| 11 | PNC Bank, National Association | 18 | $944K | $52K | 11.09% | 0.00% |
| 12 | Bank of America, National Association | 17 | $7.0M | $409K | 6.97% | 0.00% |
| 13 | Eastern Bank | 17 | $1.5M | $91K | 10.27% | 0.00% |
| 14 | Zions Bank, A Division of | 13 | $1.4M | $109K | 10.24% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 13 | $14.9M | $1.1M | 7.92% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.