SBA LenderData

Wintrust Bank National Association

Headquartered in CHICAGO, IL. Analysis based on 51 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $45.7M.

Total 7(a) loans
51
Total approved
$45.7M
Average loan
$895K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
56.00%
Average rate
6.93%
Average term
103 mo

Top 10 industries financed

NAICS Industry Loans
722511 Full-Service Restaurants 7
541512 Computer Systems Design Services 4
238160 Roofing Contractors 2
488490 Other Support Activities for Road Transportation 2
541110 Offices of Lawyers 2
238330 Flooring Contractors 2
332812 Metal Coating, Engraving (except Jewelry and Silverware), and Allied S 2
812990 All Other Personal Services 2
621399 Offices of All Other Miscellaneous Health Practitioners 2
713990 All Other Amusement and Recreation Industries 2

Top 10 states

State Loans
IL 41
CO 8
WI 1
FL 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.