WaFd Bank
Headquartered in SEATTLE, WA. Analysis based on 86 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $3.6M.
Total 7(a) loans
86
Total approved
$3.6M
Average loan
$42K
States funded in
9
Charge-off rate
—
FY2020–FY2023 cohort
Paid-in-full rate
—
Average rate
11.51%
Average term
120 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 5 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 |
| 811111 | General Automotive Repair | 3 |
| 561730 | Landscaping Services | 3 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 |
| 236220 | Commercial and Institutional Building Construction | 2 |
| 238210 | Electrical Contractors | 2 |
| 236118 | Residential Remodelers | 2 |
| 238160 | Roofing Contractors | 2 |
| 812199 | Other Personal Care Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| WA | 28 |
| AZ | 15 |
| ID | 13 |
| OR | 13 |
| TX | 6 |
| UT | 5 |
| NV | 4 |
| NM | 1 |
| CA | 1 |
Top franchise brands financed
2 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Edible Arrangements | 1 |
| TemperaturePro | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.