United Prairie Bank
Headquartered in MOUNTAIN LAKE, MN. Analysis based on 108 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $37.0M.
Total 7(a) loans
108
Total approved
$37.0M
Average loan
$342K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
47.62%
Average rate
4.77%
Average term
118 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 447110 | Gasoline Stations with Convenience Stores | 9 |
| 484110 | General Freight Trucking, Local | 6 |
| 445310 | Beer, Wine, and Liquor Stores | 5 |
| 484230 | Specialized Freight (except Used Goods) Trucking, Long-Distance | 5 |
| 115210 | Support Activities for Animal Production | 5 |
| 562119 | Other Waste Collection | 4 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 4 |
| 112420 | Goat Farming | 3 |
| 444220 | Nursery and Garden Centers | 3 |
| 524210 | Insurance Agencies and Brokerages | 3 |
Top 10 states
| State | Loans |
|---|---|
| MN | 104 |
| SD | 2 |
| MO | 1 |
| MS | 1 |
Top franchise brands financed
8 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Arco (BP) Contract Dealer Gaso | 4 |
| CHS., Inc. (Cenex) Branded Pet | 2 |
| Great Clips | 1 |
| Dunkin' Donuts | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.