Tompkins Community Bank
Headquartered in ITHACA, NY. Analysis based on 180 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $38.1M.
Total 7(a) loans
180
Total approved
$38.1M
Average loan
$212K
States funded in
3
Charge-off rate
5.10%
FY2020–FY2023 cohort
Paid-in-full rate
33.67%
Average rate
7.37%
Average term
99 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 484110 | General Freight Trucking, Local | 10 |
| 722511 | Full-Service Restaurants | 9 |
| 561730 | Landscaping Services | 6 |
| 722513 | Limited-Service Restaurants | 6 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 4 |
| 323111 | Commercial Gravure Printing | 3 |
| 332710 | Machine Shops | 3 |
| 311811 | Retail Bakeries | 3 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 |
| 541211 | Offices of Certified Public Accountants | 3 |
Top 10 states
| State | Loans |
|---|---|
| NY | 166 |
| PA | 11 |
| CT | 3 |
Top franchise brands financed
5 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Apricot Lane | 2 |
| Alloy Personal Traning | 2 |
| Blue Kangaroo Packoutz | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.