Third Coast Bank
Headquartered in Humble, TX. Analysis based on 75 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $98.3M.
Total 7(a) loans
75
Total approved
$98.3M
Average loan
$1.3M
States funded in
7
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
30.65%
Average rate
6.48%
Average term
194 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 811111 | General Automotive Repair | 5 |
| 532490 | Other Commercial and Industrial Machinery and Equipment Rental and Lea | 4 |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 3 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 238330 | Flooring Contractors | 3 |
| 447110 | Gasoline Stations with Convenience Stores | 3 |
| 621210 | Offices of Dentists | 3 |
| 713940 | Fitness and Recreational Sports Centers | 3 |
| 441120 | Used Car Dealers | 2 |
| 445310 | Beer, Wine, and Liquor Stores | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 69 |
| CO | 1 |
| OK | 1 |
| VA | 1 |
| MN | 1 |
| NC | 1 |
| LA | 1 |
Top franchise brands financed
13 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Christian Brothers Automotive | 5 |
| Bee Hive Homes | 2 |
| Bad Ass Coffee of Hawaii | 2 |
| Sanke Hairdressers - Contract | 1 |
| Pure Barre | 1 |
| Wing Zone | 1 |
| Wingstop | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.