The MINT National Bank
Headquartered in KINGWOOD, TX. Analysis based on 136 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $284.4M.
Total 7(a) loans
136
Total approved
$284.4M
Average loan
$2.1M
States funded in
22
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
37.82%
Average rate
6.30%
Average term
290 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 53 |
| 447110 | Gasoline Stations with Convenience Stores | 32 |
| 445310 | Beer, Wine, and Liquor Stores | 3 |
| 445120 | Convenience Stores | 2 |
| 722511 | Full-Service Restaurants | 2 |
| 441228 | Motorcycle, ATV, and All Other Motor Vehicle Dealers | 1 |
| 442110 | Furniture Stores | 1 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 1 |
| 484110 | General Freight Trucking, Local | 1 |
| 524210 | Insurance Agencies and Brokerages | 1 |
Top 10 states
| State | Loans |
|---|---|
| TX | 66 |
| FL | 13 |
| NJ | 10 |
| GA | 9 |
| OH | 6 |
| PA | 5 |
| AL | 3 |
| NY | 3 |
| SC | 3 |
| TN | 2 |
Top franchise brands financed
79 franchise loans across 57 distinct brands.
| Franchise | Loans |
|---|---|
| Motel 6 | 8 |
| Clarksville Oil and Gas Co. LT | 3 |
| Red Roof Inn | 3 |
| Speedy Stop Food Stores, LLC d | 3 |
| Alexander Oil Company - Amende | 2 |
| Gas Stations USA Petroleum Inc | 2 |
| PetroTex Fuels, Inc (Multi-Bra | 2 |
| Best Western - Membership Agre | 2 |
| GPM Empire, LLC (Multi Brands) | 2 |
| Sunoco, LLC (Various Brands) F | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.